A small green toy Volkswagen Beetle, on a kitchen work surface.

Personal Contract Plan

I want to keep my options open with an agreed future value

I want to keep my options open with an agreed future value

Solutions PCP is the flexible finance plan designed to allow you to drive a new vehicle sooner than you may think.

Solutions PCP is a simple way to keep your options open. We'll agree a future value for your car upfront, based on how much you drive. At the end of your agreement you can choose to trade your Volkswagen in for a new one, keep it, or hand it back, without a worry in the world about how much it's worth at the end of your contract.

For more information watch our Solutions Personal Contract Plan videoOpens an external link.

How it works

Once you have chosen your vehicle you just need to make a few simple decisions at the start:

Place an optional deposit, which can be made up of a vehicle part-exchange or cash. There is no minimum deposit amount required, and your deposit cannot exceed 50% of the vehicle value. 

Your repayment period
Choose any period between 18 to 49 months its completely up to you.

Mileage per year 
Decide your annual mileage

Optional final payment
Lower your repayments by setting aside an amount to the end of your agreement (the optional final payment)

At the end of your agreement you have three options:

1. If you fancy a change you can simply part exchange your car for a different Volkswagen on a new Solutions contract
2. If you love your Volkswagen you can pay the option to purchase fee and the optional final payment then take full ownership of the vehicle
3. If you don't want to upgrade or keep it, as long as it's been loved, you can simply give it back. (fees may be payable)

Important information to consider

  • It is important that you keep up to date with your monthly repayments, so please contact us if you are having any difficulties as the vehicle maybe at risk if you don’t
  • You may end your agreement earlier than the full term. However, depending how far you are in to your agreement will affect the final amount left to pay
  • If you exceed agreed mileage at the start of your agreement and intend to return the vehicle then excess mileage charges will apply
  • Keep the vehicle in good condition as this will affect the value of the vehicle. You may be charged for any damage that goes beyond fair wear and tear.
How to obtain a settlement figure:

You can obtain an early settlement quote from Volkswagen Finance instantly by logging into your online account here.Opens an external link

Alternatively, you can call the 24hr automated Settlements Line on 0330 100 8926. Please make sure you have your  agreement number to hand (this is the long number on your agreement paperwork beginning 0000440) along with a pen and paper. A copy of your settlement figure  will also be posted to you.

If you want to know more about Car Finance visit our ‘Finance Made Simple page’  to help you understand what to expect when you are considering purchasing a new car.1

Next steps 

Explore finance offers and fleet 

Discover personal finance options explained 

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