A small green toy Volkswagen Beetle, on a kitchen work surface.

Personal Contract Plan

Solutions PCP is the flexible finance plan designed to allow you to drive a new vehicle sooner than you may think.

Solutions PCP is a simple way to keep your options open. We'll agree a future value for your car upfront, based on how much you drive. At the end of your agreement you can choose to trade your Volkswagen in for a new one, keep it, or hand it back, without a worry in the world about how much it's worth at the end of your contract.

For more information watch our Solutions Personal Contract Plan videoOpens an external link.

How it works

Once you have chosen your vehicle you just need to make a few simple decisions at the start:

Place an optional deposit, which can be made up of a vehicle part-exchange or cash. There is no minimum deposit amount required, and your deposit cannot exceed 50% of the vehicle value. 

Your repayment period
Choose any period between 18 to 49 months its completely up to you.

Mileage per year 
Decide your annual mileage

Optional final payment
Lower your repayments by setting aside an amount to the end of your agreement (the optional final payment)

At the end of your agreement you have three options:

1. If you fancy a change you can simply part exchange your car for a different Volkswagen on a new Solutions contract
2. If you love your Volkswagen you can pay the option to purchase fee and the optional final payment then take full ownership of the vehicle
3. If you don't want to upgrade or keep it, as long as it's been loved, you can simply give it back. (fees may be payable)

Important information to consider

  • It is important that you keep up to date with your monthly repayments, so please contact us if you are having any difficulties as the vehicle maybe at risk if you don’t
  • You may end your agreement earlier than the full term. However, depending how far you are in to your agreement will affect the final amount left to pay
  • If you exceed agreed mileage at the start of your agreement and intend to return the vehicle then excess mileage charges will apply
  • Keep the vehicle in good condition as this will affect the value of the vehicle. You may be charged for any damage that goes beyond fair wear and tear.
How to obtain a settlement figure:

You can obtain an early settlement quote from Volkswagen Finance instantly by logging into your online account here.Opens an external link

Alternatively, you can call the 24hr automated Settlements Line on 0330 100 8926. Please make sure you have your  agreement number to hand (this is the long number on your agreement paperwork beginning 0000440) along with a pen and paper. A copy of your settlement figure  will also be posted to you.

If you want to know more about Car Finance visit our ‘Finance Made Simple page’  to help you understand what to expect when you are considering purchasing a new car.1

Next steps 

Explore finance offers and fleet 

Discover personal finance options explained 

Next steps 

Important information :

An offer of finance depends on certain conditions. Subject to status. 18s and over. T&Cs apply. Volkswagen Financial Services.

^If you are selecting a Volkswagen ID.3, ID.4, ID.5, ID.7, ID.7 Tourer or ID.Buzz then prices shown are the MDP (Manufacturer's Direct Price).  This is the price set by Volkswagen which you pay for the vehicle.  Volkswagen ID vehicles are sold by Volkswagen UK, a trading division of Volkswagen Group United Kingdom Limited (please note that you will need to visit an authorised Volkswagen Retailer (acting as agent for Volkswagen UK) to order, purchase and take delivery of your Volkswagen ID vehicle).  The MDP includes delivery to an authorised Volkswagen Retailer (acting as agent for Volkswagen UK), number plates, new vehicle registration fee, the first year's Vehicle Excise Duty and VAT (calculated at 20%).  You can find out more about the Volkswagen model for selling ID vehicles by clicking https://www.volkswagen.co.uk/en/legal/mdp-explained.html.

If you are selecting any other Volkswagen vehicle (excluding the Volkswagen ID.3, ID.4, ID.5, ID.7, ID.7 Tourer or ID.Buzz) then prices listed are Manufacturer’s ‘On the road’ Recommended Retail Price. Actual prices are set by Volkswagen authorised retailers in their sole discretion – always obtain these prices from your chosen Volkswagen Retailer.  Recommended On-The-Road (OTR) retail prices include: delivery charge, number plates, new vehicle registration fee, the first year's Vehicle Excise Duty and VAT (calculated at 20%). Every effort has been made to ensure the accuracy of the information above. Prices are taken from the Volkswagen website - this website contains a large number of products and it is always possible that, despite our best efforts, some of the products listed may be incorrectly priced. Volkswagen may change prices at any time (this includes where there are government changes in regulation and/or legislation). There may be a delay to any price displaying correctly on our materials and it is always possible that, despite our best efforts, some vehicles may be incorrectly priced. Always check prices with your local retailer.

Please be advised we may not be able to provide valuations for vehicles which are outside certain age or mileage ranges, specialist or customised, or not registered in the UK. The actual sale price is dependent on a number of additional factors, which you can discuss further with your retailer. T&Cs will apply.