Whole life cost calculator
Whole life cost is how we calculate how much your vehicle will cost you throughout its entire lifespan under your ownership.
While it can be tempting to jump at a good sale price, it’s far smarter to consider how much it will cost you in tax, repairs, fuel etc, so you can get a good deal overall. At Volkswagen, we pride ourselves on our reputation for building vehicles that have a competitive whole life cost.














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- up! 1.0 65PS 5-speed Manual 5 Door
- GTI 1.0 TSI 115PS TSI 6-speed Manual 5 Door
Whole life cost breakdown
Our whole life cost calculator is designed to help fleet managers, small business owners, and company car drivers get an accurate reflection of how much their chosen model will cost them over time. Once you’ve picked a model, the calculator will show you how much factors including fuel, price depreciation, and insurance will cost over the vehicle’s lifespan. There are two values which the calculator will show: Monthly life cost is the average monthly cost based on you using your vehicle for 36 months and 10,000 miles per year. Whole Life Cost (and the factors within this) show you the total cost over 36 months of ownership.
Volkswagen up!
up! 1.0 65PS 5-speed Manual 5 Door
Monthly life cost*
£655.55
Whole life cost
£23,599.80
- Depreciation 8598.0
- VED 520.0
- Registration Fee** 55.0
- NI 1783.15
- Insurance 1161.0
- SMR 1586.0
- Finance 1904.18
- Fuel 7992.43
Volkswagen up!
GTI 1.0 TSI 115PS TSI 6-speed Manual 5 Door
Monthly life cost*
£806.53
Whole life cost
£29,035.08
- Depreciation 10253.0
- VED 520.0
- Registration Fee** 55.0
- NI 2412.37
- Insurance 2967.0
- SMR 1809.0
- Finance 2404.35
- Fuel 8614.41

Compare the Whole life cost of the up! against other brands
Compare the up! against our direct competitors using the criteria displayed in the graph and comparison table below. Use the toggle to switch between the cost breakdown and percentage breakdown against our direct competitors.
Please swipe to view competitors.
- Life 1.0 TSI 95PS 5-speed Manual 5 Door
- R-Line 1.0 TSI 110PS 7-speed DSG 5 Door
- GTI 2.0 TSI 207PS 7-speed DSG 5 Door
Whole life cost breakdown
Our whole life cost calculator is designed to help fleet managers, small business owners, and company car drivers get an accurate reflection of how much their chosen model will cost them over time. Once you’ve picked a model, the calculator will show you how much factors including fuel, price depreciation, and insurance will cost over the vehicle’s lifespan. There are two values which the calculator will show: Monthly life cost is the average monthly cost based on you using your vehicle for 36 months and 10,000 miles per year. Whole Life Cost (and the factors within this) show you the total cost over 36 months of ownership.
Volkswagen New Polo
Life 1.0 TSI 95PS 5-speed Manual 5 Door
Monthly life cost*
£799.23
Whole life cost
£28,772.28
- Depreciation 11468.0
- VED 520.0
- Registration Fee** 55.0
- NI 2471.51
- Insurance 2004.0
- SMR 1460.0
- Finance 2639.25
- Fuel 8154.34
Volkswagen New Polo
R-Line 1.0 TSI 110PS 7-speed DSG 5 Door
Monthly life cost*
£959.06
Whole life cost
£34,526.16
- Depreciation 14533.0
- VED 520.0
- Registration Fee** 55.0
- NI 3279.92
- Insurance 2358.0
- SMR 1726.0
- Finance 3269.03
- Fuel 8785.33
Volkswagen New Polo
GTI 2.0 TSI 207PS 7-speed DSG 5 Door
Monthly life cost*
£1,157.67
Whole life cost
£41,676.12
- Depreciation 16183.0
- VED 915.0
- Registration Fee** 55.0
- NI 4415.4
- Insurance 3672.0
- SMR 2099.0
- Finance 3667.28
- Fuel 10669.41

Compare the Whole life cost of the New Polo against other brands
Compare the New Polo against our direct competitors using the criteria displayed in the graph and comparison table below. Use the toggle to switch between the cost breakdown and percentage breakdown against our direct competitors.
Please swipe to view competitors.
- SE 1.0 TSI 95PS 5-speed Manual 5 Door
- SEL 1.0 TSI 110PS 6-speed Manual 5 Door
- R-Line 1.5 TSI EVO 150PS 7-speed DSG 5 Door
Whole life cost breakdown
Our whole life cost calculator is designed to help fleet managers, small business owners, and company car drivers get an accurate reflection of how much their chosen model will cost them over time. Once you’ve picked a model, the calculator will show you how much factors including fuel, price depreciation, and insurance will cost over the vehicle’s lifespan. There are two values which the calculator will show: Monthly life cost is the average monthly cost based on you using your vehicle for 36 months and 10,000 miles per year. Whole Life Cost (and the factors within this) show you the total cost over 36 months of ownership.
Volkswagen T-Cross
SE 1.0 TSI 95PS 5-speed Manual 5 Door
Monthly life cost*
£845.24
Whole life cost
£30,428.64
- Depreciation 11309.0
- VED 520.0
- Registration Fee** 55.0
- NI 3063.13
- Insurance 1878.0
- SMR 1722.0
- Finance 2954.48
- Fuel 8927.03
Volkswagen T-Cross
SEL 1.0 TSI 110PS 6-speed Manual 5 Door
Monthly life cost*
£1,021.66
Whole life cost
£36,779.76
- Depreciation 14664.0
- VED 560.0
- Registration Fee** 55.0
- NI 3954.33
- Insurance 2358.0
- SMR 1722.0
- Finance 3582.9
- Fuel 9883.5
Volkswagen T-Cross
R-Line 1.5 TSI EVO 150PS 7-speed DSG 5 Door
Monthly life cost*
£1,119.52
Whole life cost
£40,302.72
- Depreciation 16839.0
- VED 560.0
- Registration Fee** 55.0
- NI 4314.9
- Insurance 2967.0
- SMR 2134.0
- Finance 4031.78
- Fuel 9400.86

Compare the Whole life cost of the T-Cross against other brands
Compare the T-Cross against our direct competitors using the criteria displayed in the graph and comparison table below. Use the toggle to switch between the cost breakdown and percentage breakdown against our direct competitors.
Please swipe to view competitors.
- Life 2.0 TDI 115PS 6-speed Manual 5 Door
- Life 1.5 TSI 150PS 6-speed Manual 5 Door
- GTE 1.4 TSI 245PS 6-speed DSG 5 Door
Whole life cost breakdown
Our whole life cost calculator is designed to help fleet managers, small business owners, and company car drivers get an accurate reflection of how much their chosen model will cost them over time. Once you’ve picked a model, the calculator will show you how much factors including fuel, price depreciation, and insurance will cost over the vehicle’s lifespan. There are two values which the calculator will show: Monthly life cost is the average monthly cost based on you using your vehicle for 36 months and 10,000 miles per year. Whole Life Cost (and the factors within this) show you the total cost over 36 months of ownership.
Volkswagen Golf 8
Life 2.0 TDI 115PS 6-speed Manual 5 Door
Monthly life cost*
£1,009.73
Whole life cost
£36,350.28
- Depreciation 16521.0
- VED 500.0
- Registration Fee** 55.0
- NI 3257.3
- Insurance 2967.0
- SMR 1781.0
- Finance 3607.2
- Fuel 7661.76
Volkswagen Golf 8
Life 1.5 TSI 150PS 6-speed Manual 5 Door
Monthly life cost*
£1,011.23
Whole life cost
£36,404.28
- Depreciation 15233.0
- VED 520.0
- Registration Fee** 55.0
- NI 3564.37
- Insurance 3207.0
- SMR 1658.0
- Finance 3552.53
- Fuel 8614.41
Volkswagen Golf 8
GTE 1.4 TSI 245PS 6-speed DSG 5 Door
Monthly life cost*
£1,075.73
Whole life cost
£38,726.28
- Depreciation 23373.0
- VED 310.0
- Registration Fee** 55.0
- NI 1396.76
- Insurance 4155.0
- SMR 2335.0
- Finance 5220.45
- Fuel 1880.97

Compare the Whole life cost of the Golf 8 against other brands
Compare the Golf 8 against our direct competitors using the criteria displayed in the graph and comparison table below. Use the toggle to switch between the cost breakdown and percentage breakdown against our direct competitors.
Please swipe to view competitors.
- Life 1.5 TSI 130PS 6-speed Manual 5 Door
- Life 2.0 TDI 115PS 6-speed Manual 5 Door
- Alltrack 2.0 TDI 4MOTION 200PS 7-speed DSG 5 Door
Whole life cost breakdown
Our whole life cost calculator is designed to help fleet managers, small business owners, and company car drivers get an accurate reflection of how much their chosen model will cost them over time. Once you’ve picked a model, the calculator will show you how much factors including fuel, price depreciation, and insurance will cost over the vehicle’s lifespan. There are two values which the calculator will show: Monthly life cost is the average monthly cost based on you using your vehicle for 36 months and 10,000 miles per year. Whole Life Cost (and the factors within this) show you the total cost over 36 months of ownership.
Volkswagen Golf Estate 8
Life 1.5 TSI 130PS 6-speed Manual 5 Door
Monthly life cost*
£1,020.39
Whole life cost
£36,734.04
- Depreciation 15873.01
- VED 520.0
- Registration Fee** 55.0
- NI 3542.45
- Insurance 2967.0
- SMR 1658.0
- Finance 3652.43
- Fuel 8466.16
Volkswagen Golf Estate 8
Life 2.0 TDI 115PS 6-speed Manual 5 Door
Monthly life cost*
£1,048.80
Whole life cost
£37,756.80
- Depreciation 17571.0
- VED 520.0
- Registration Fee** 55.0
- NI 3548.61
- Insurance 2838.0
- SMR 1773.0
- Finance 3789.45
- Fuel 7661.76
Volkswagen Golf Estate 8
Alltrack 2.0 TDI 4MOTION 200PS 7-speed DSG 5 Door
Monthly life cost*
£1,447.95
Whole life cost
£52,126.20
- Depreciation 24491.01
- VED 560.0
- Registration Fee** 55.0
- NI 5831.85
- Insurance 4011.0
- SMR 2502.0
- Finance 5128.65
- Fuel 9546.8

Compare the Whole life cost of the Golf Estate 8 against other brands
Compare the Golf Estate 8 against our direct competitors using the criteria displayed in the graph and comparison table below. Use the toggle to switch between the cost breakdown and percentage breakdown against our direct competitors.
Please swipe to view competitors.
- Elegance 1.4 TSI eHybrid 245PS 6-Speed DSG 5 Door
- Life 1.5 TSI 130PS 6-Speed Manual 5 Door
- Life 2.0 TDI 150PS 7-Speed DSG 5 Door
Whole life cost breakdown
Our whole life cost calculator is designed to help fleet managers, small business owners, and company car drivers get an accurate reflection of how much their chosen model will cost them over time. Once you’ve picked a model, the calculator will show you how much factors including fuel, price depreciation, and insurance will cost over the vehicle’s lifespan. There are two values which the calculator will show: Monthly life cost is the average monthly cost based on you using your vehicle for 36 months and 10,000 miles per year. Whole Life Cost (and the factors within this) show you the total cost over 36 months of ownership.
Volkswagen Tiguan
Elegance 1.4 TSI eHybrid 245PS 6-Speed DSG 5 Door
Monthly life cost*
£1,071.11
Whole life cost
£38,559.96
- Depreciation 20664.0
- VED 310.0
- Registration Fee** 55.0
- NI 2502.17
- Insurance 4155.0
- SMR 2552.0
- Finance 5343.98
- Fuel 2977.68
Volkswagen Tiguan
Life 1.5 TSI 130PS 6-Speed Manual 5 Door
Monthly life cost*
£1,096.49
Whole life cost
£39,473.64
- Depreciation 15076.0
- VED 560.0
- Registration Fee** 55.0
- NI 4360.34
- Insurance 2727.0
- SMR 2704.0
- Finance 3950.78
- Fuel 10040.38
Volkswagen Tiguan
Life 2.0 TDI 150PS 7-Speed DSG 5 Door
Monthly life cost*
£1,260.78
Whole life cost
£45,388.08
- Depreciation 19065.0
- VED 560.0
- Registration Fee** 55.0
- NI 5252.34
- Insurance 3321.0
- SMR 2969.0
- Finance 4619.03
- Fuel 9546.8

Compare the Whole life cost of the Tiguan against other brands
Compare the Tiguan against our direct competitors using the criteria displayed in the graph and comparison table below. Use the toggle to switch between the cost breakdown and percentage breakdown against our direct competitors.
Please swipe to view competitors.